Instant Factoring

Instant Factoring is a fintech factoring platform providing liquidity to small entrepreneurs in max 24h, powered by robot-underwriting, transactions transparency using the blockchain, and developing machine learning based credit risk algorithms. We enable entrepreneurs to reap the rewards of their hard work immediately, turning their invoices into cash as the easiest step to getting the money they need quickly, without the burden of bureaucracy, extremely long analysis and response time.

Instant Factoring’s mission is to enable the development of small businesses by providing them with flexible and innovative financing solutions.

The company estimates that more than 15.000 small businesses will use its services by the end of 2022, with an average value of invoice financed of approximately EUR 2.000.

Distinguishing features of the platform include: the unique and patented internal credit-scoring tool, leveraging artificial intelligence and predictive analytics to provide fast credit decisions; registering the invoice portfolio ledger on the blockchain as an anti-fraud / double sale of an invoice, while in the near future we intend to implement smart contracts and payment ledger on the blockchain. Data and information is gathered from multiple sources and processed efficiently to rate customer invoices, and provide up front transparency on pricing. The internal algorithm is continuously improving through machine learning, bringing significant competitive advantage to the business.

Instant Factoring headquartered in Europe, operates in the Software, Financial Services, FinTech sector. The company focuses on Software and has secured $449.3M in funding across 48 round(s). With a team of 11-50 employees, Instant Factoring is actively contributing to advancements in Software. Their latest funding round, Debt Financing - Instant Factoring, raised $1.1M. Discover more about their projects, partnerships, and impact on our platform.