Miguel Santo Amaro

Miguel is a tech entrepreneur (Coverflex, StudentFinance, and Uniplaces) and an early-stage tech investor via Shilling (new early-stage €30M Shilling Founders Fund).

Miguel is the co-founder & CEO of Coverflex.com. The way we work is changing, but compensation — salary, bonus, equity, and benefits — has not evolved for decades. The current rigid, one-size-fits-all approach is outdated and fails to satisfy the needs of the modern workforce. Coverflex is changing that. This all-in-one tech-enabled platform enables all companies — regardless of their size — to design, consolidate and personalise their compensation offers beyond salary. Companies can supercharge their employee benefits while saving both time and money. Coverflex calls this “Compensation as a Service”.

Miguel is also the founder of Studentfinance.com (edtech startup promoting Income-Share -Agreements (“ISA”) to help increase educational opportunity and empower people to access high-impact careers) & Uniplaces.com (consumer marketplace to mid-to-long term rentals).

Miguel is also a Partner, since 2017, in the most active pre-seed and seed VC in Portugal - Shilling.vc - as well as a lead mentor role in Techstars. Since then, Miguel led angel investments in more than 30 early-stage companies in Europe.

Miguel is passionate about startups and entrepreneurship and serves as an advisor to a number of early-stage companies around Europe. Since 2017 he is an EO Portugal Founding Member, a peer-to-peer organisation that supports high-impact entrepreneurs across the world. He is married to Flávia and together they have baby Camila.

Miguel Santo Amaro is the Co-Founder & CEO at Coverflex, based in Europe. With a background in Financial Services, Miguel Santo Amaro has a rich history of leadership and innovation. Explore their detailed professional journey, key connections, and contributions to the industry on our platform.